Rates and Fees

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Interest Rates

Loan Type Grade Level Disbursed between 7/1/2015-
6/30/2016
Disbursed between 7/1/2016-
6/30/2017
Disbursed after 7/1/2017
Subsidized Loans Undergraduate 4.29% 3.76% 4.45%
Unsubsidized Loans Undergraduate 4.29% 3.76% 4.45%

Origination Fees

Loan Type Disbursed after 10/1/2016 Up-Front Interest Rebate Disbursed after 10/1/2017 Up-Front Interest Rebate
Subsidized Loans 1.069% 0% 1.066% 0%
Unsubsidized Loans 1.069% 0% 1.066% 0%

The origination fee is based on the principal loan amount. The up-front interest rebate was an incentive from the US Department of Education to encourage on time loan payments.

Please remember to request only the amount of money that you wish to borrow. You will be required to pay this money back with interest!

To E-mail Financial Aid:

Federal regulations require that all financial aid inquiries come from your school e-mail address. Please e-mail all financial aid questions from your SFCC email account.
Log into JACK, access email account in upper right hand corner, and create a new email using “financialaid@sfcc.edu” in the address bar.

For more information please contact the Financial Aid office, 505-428-1268.